- What Financial Compensation Can I Recover in a Personal Injury Claim?
- What if the Other Driver Has No Insurance?
- How Are Legal Fees Paid?
- Will an Initial Consultation Cost Me Anything?
- What About the Other Costs of Litigation That Come in My Case?
- When Will My Case Be Settled?
- How Much is My Case Worth?
- If My Health Insurance is Paying for My Medical Treatment, is It True That I Have to Pay Them Back From any Recovery I Get From the Negligent Driver or Property Owner?
1. What Financial Compensation Can I Recover in a Personal Injury Claim?
When your injury results from another’s negligence, you are entitled to recover money damages for losses and expenses you incur as a result of an accident. Damages may include recovery for any of the following:
- Medical and rehabilitation bills and expenses
- Life Care Needs (wheelchairs, vans, prosthetic devices, etc.)
- Lost wages, including overtime and benefits
- Future lost wages and impairment of earning capacity
- Pain and suffering
- Permanent scars
- Mental anguish
- Loss of quality and enjoyment of life
- Mental disability
New Hampshire does not require automobile insurance. There is a chance that the other driver is an “uninsured motorist”. In this scenario, we would look to your automobile insurance company for coverage under your uninsured motorist coverage, available under all personal automobile insurance policies.
In most personal injury cases, Kenison Law Office, PLLC offers the option of a contingency fee. In a contingency fee arrangement, legal fees will be deducted from the final settlement in your case — or from the final verdict after trial. If we don’t recover money for you, you do not owe us any legal fees. You may, however, owe any expenses that are incurred during the pendency of your case.
We are always happy to offer a free initial consultation.
There are various expenses which must be paid to prepare your case. Police departments typically charge for a copy of the accident report; doctors charge for preparation of their medical records; other incidental costs of this kind accrue as well. If your case goes to court, the costs will likely include a court filing fee, court reporters, expert witnesses, and other trial expenses. Trial preparation expenses are far greater than those incurred developing your claim in the initial stages. You may not have to pay these expenses while your case is pending, but you are responsible for reimbursing those expenses at the time your case resolves.
Generally, we will not begin to negotiate until your medical treatment is complete. Once your medical injury treatment is complete, we will evaluate your damages, past, present and future, and negotiate with the insurance company. Sometimes, those negotiations can take several months. We will try to keep you informed, and settle your case as quickly as possible. You are fully involved in this part of the process.
Every case is unique and is evaluated after we gather all the necessary materials concerning the liability issues, your damages and losses. Once we have the necessary information, we will discuss a value range with you and obtain your authority to begin to negotiate.
In New Hampshire, you may have to reimburse your own health insurance company. Most companies carry a right of subrogation clause in the policy. This is one of the reasons why it is very important that you receive proper legal advice before settling with a negligent party. Additionally, if you are insured by Medicaid or Medicare, you are legally obligated to reimburse them when you recover money from the negligent party.