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Putting a Dollar Value on Your Personal Injury Claim

When you have been injured, getting a fair assessment of your personal injury claim’s value is a top priority.  So, it stands to reason that you will want answers to questions like: What is your claim is worth?  What factors might affect the value of it? Even though, there’s no foolproof formula for putting a value on a personal injury claim, understanding the factors that are likely to affect the value will help manage your expectations and aid your attorney’s settlement negotiations more efficiently and effectively.

Here are some major factors that affect settlements in personal injury cases.

Severity of the Injury

Naturally, the most important factor which will affect the amount of damages that you can recover is the seriousness of your injury.  The more severe your injury is, the higher your claim’s value will be.  For example, if your injuries involve soft tissue, such as whiplash or neck strain, your personal injury claim will not likely produce a large settlement.  These types of soft tissue injuries involve muscle tissue and are not usually permanent and are harder to diagnose through medical examination. However, if your injuries involve broken bones, ligament tears, nerve damage, or spinal cord damage, you would typically receive a much higher settlement award. Similarly, if you have permanent injuries, such as brain trauma, disfigurement, or loss or use of an extremity, you can expect to receive a larger award.

Disruptions in Daily Living

If your injuries have dramatically disrupted your daily living, this increases the likelihood the claim will be valued higher.  Any demonstrable impact on activities of daily living will likely produce a larger personal injury settlement. Perhaps, your injuries have made it more difficult to care for yourself, to bathe and dress yourself, to prepare meals, shop, walk or stand, or you are unable to work or perform some aspects of your job, or are unable travel, or even enjoy normal marital relations, these are all factors which may impact the value of your claim.

Emotional distress in the form of depression, anxiety, insomnia, or other emotional disorders can be equally debilitating. However, emotional distress usually requires meeting a higher standard and the input of reputable mental healthcare professionals who can testify to your injury’s long-lasting psychological effects.

Length of Treatment and Recovery

Your medical bills and records are the most important part of your injury claim; therefore, it is best to seek medical treatment from reputable doctors and hospitals as soon as possible.  Post-injury medical treatment provides independent objective verification of your injuries and will generally tend to elevate your settlement value.  Also, any kind of reconstructive surgeries or need for future medical care, including surgeries, that are causally related may positively impact the settlement or trial value of your case.

Similarly, the duration of your recovery period, including time out of work, and lost wages, as well as the number of follow-up appointments and prescriptions for medical treatment are also likely to raise the settlement value.

The amount of personal injury compensation varies according to the particulars of your case, but most claims will generally involve one or more of these types of damages. A personal injury attorney has the knowledge, skill and experience in valuing claims. They can learn about your case and use their expertise to give you a realistic understanding of the strengths and weaknesses of your case and a possible value of your claim.

If you would like to maximize the value of your claim and get clear direction to take steps to make the most of your injury settlement, contact Kenison Law today for a free consultation at (603) 471-3550 or through our website:

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"Attorney Kenison helped me a lot with my car accident insurance claim. I highly recommend him to anyone who needs help with an accident insurance claim." Jennifer
"John Kenison and his team are the best in what they do for a client. I had a bad motorcycle accident in 2014. When I called them they were there to help me thru the issues of this accident. John is a great lawyer that works hard for you and his staff is great to. Easy to talk too with any questions you have. He got the money I deserved with no stress and I would recommend anyone that needs a great lawyer to get in touch with them. True professionals !!" G. R.
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"My husband was in a Motorcycle accident on June 11, 2014. He was seriously injured and spent several weeks in a trauma unit and 4 weeks in a rehab facility after several surgeries. I called John Kenison the day after the accident and he walked me through the difficult process of how to handle hospital bills and how to contact the Insurance companies involved. My husband was out of work for 4 months and Kenison Law was able to help us recover all loss wages, medical bills and pain and suffering. They are a caring law firm and are able to explain complex information during a vehicle difficult situation. I would highly recommend this law office." M. H.
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